Discover the ideal will for your needs.

Whether you require a straightforward will or seek to safeguard your property, our expertise is at your service.

Write a bespoke will

Tailor it to your unique needs.

  • Done in 15 minutes

  • With expert support

  • Only £99

Create your will in 3 easy steps.

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Begin crafting your legacy here.

We'll guide you in creating your will by asking questions to understand your specific wishes.

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Now in the hands of our will specialists.

Our specialists will evaluate your will within 10 business days. Then you’ll sign it to make it legally binding.

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Continue to shape your legacy.

You have the flexibility to modify your will at any time, with no charge in the first year and a minimal fee of only £10 annually thereafter.

Needing a helping hand?

Our team of experts is here to assist you at each stage of the process.

Enhanced value for your benefit

Zoom Appointments for Your Convenience


Prefer a virtual discussion about your estate planning? B-Legal offers the convenience and comfort of Zoom appointments. Our trusted associates are ready to meet with you virtually, ensuring a personalized and private experience.

During the online consultation, they will provide detailed guidance on wills, powers of attorney, and trusts, tailored to your unique circumstances. Schedule your Zoom appointment today and embark on your estate planning journey with the utmost confidence and ease.

Peace of mind

Ensure peace of mind by documenting your wishes to care for your loved ones.

Security

Ensure the future well-being of your loved ones with a thoughtfully crafted and secure will.

Leave a legacy

Whether through direct means or by establishing trusts, ensure the welfare of both your loved ones and charitable causes.

Wills explained

What is a will?

A will is a legally binding document that outlines how you want your estate to be managed and distributed after your passing. There are various types of wills, each designed to address different circumstances.

A simple will is ideal for individuals or couples who wish to straightforwardly leave their estate to a loved one without much complexity, especially if there is no property involved.

In the case of couples, a common choice is a mirror will, which typically leaves the estate to the surviving partner and then to the beneficiaries.

Alternatively, trust wills are available. A trust will includes instructions for the executor to establish a trust upon your death. This trust provision offers extended protection for up to 125 years.

For couples who own property, a Trust Will can provide significant protection. It can also be a valuable tool to safeguard your estate against future care fees or to ensure the inheritance security of your beneficiaries in various ways.

What occurs if I pass away without creating a will?

In England or Wales, if you pass away without a legally valid will, the government will determine the distribution of your assets. In the absence of surviving family members, your entire estate will be inherited by the Crown. If you have children under the age of 18, individuals other than yourself can make decisions concerning their guardianship, finances, education, and living situation. Crafting a will enables you to explicitly state your preferences and desires for these matters.

Creating a will empowers you to:

  1. Appoint trusted individuals as guardians for your children under 18.

  2. Designate trusted executors to carry out the instructions in your will.

  3. Specify the individuals or charities you wish to benefit from your estate (beneficiaries).

  4. Bequeath specific items or fixed sums of money (legacies).

  5. Establish trusts to safeguard your assets for future generations, protect against care costs, or support vulnerable or disabled beneficiaries.

  6. Outline your funeral preferences.

A will is among the most critical legal documents you will ever execute. In England or Wales, without a valid will, the law can determine who cares for children under 18 and who inherits your assets, including money, property, vehicles, pets, and personal possessions.

Your will addresses the assets you possess at the time of your passing, not when you draft the will. Therefore, even if your current assets are limited, your financial circumstances may change significantly in the future, especially if you anticipate paying off your mortgage or expect to receive an inheritance.

Drafting a will provides clarity to your desires and offers financial protection to your loved ones after your passing. If you and your partner share similar wishes, you might consider creating mirror wills, separate wills that mirror each other, with each person leaving assets to one another or the same beneficiaries.

Don't delay creating your Will

At B-Legal, we're committed to making wills easy and affordable for everyone. With our friendly service, you can create a legally sound will for just £99 - no hidden costs, just straightforward and cost-effective support for your peace of mind.

Single basic Will

£99

Includes free delivery


Simplify the process of organizing your affairs for your family and loved ones after your passing. Take control by determining who oversees and benefits from your estate, while ensuring that your final wishes are honored.

Key benefits:

  • You control the inheritance amounts for family, friends, and charities.

  • Select guardians to safeguard your assets for children under 18.

  • Your will reflects your exclusive wishes.

Mirror basic Will

£149

Includes free delivery


Streamline the process of handling your affairs for your family and loved ones after your passing. Choose who administers and inherits from your estate, and specify how your final wishes should be honored.

Key benefits:

  • Consider mirror wills for cost-effective estate planning with your partner.

  • Determine your desired beneficiaries among family, friends, and charities.

  • Your will embodies your unique wishes and remains confidential.

FAQs

What is a Will?

A will is a legal document that outlines your wishes for the distribution of your assets, property, and possessions after your death.

Do I Need a Will?

While not required by law, having a will ensures that your assets are distributed according to your wishes. Without one, intestacy rules may apply.

What Happens if I Die Without a Will (Intestate)?

If you die without a will in the UK, intestacy rules determine how your estate is distributed, which may not align with your preferences.

Can I Write My Own Will?

Yes, you can write your own will, but it's advisable to seek legal advice to ensure it's legally valid and reflects your intentions.

Who Can Be Named as Executors in My Will?

Executors are responsible for administering your estate. You can choose trusted individuals, including family members or friends, or seek professional executors' services.

What Should I Include in My Will?

Your will should specify beneficiaries, describe asset distribution, name guardians for minor children, and outline any specific bequests or legacies.

Can I Change My Will?

Yes, you can update your will at any time to reflect changing circumstances or preferences by creating a codicil or drafting a new will.

What Is a Mirror Will?

A mirror will is a pair of wills commonly used by couples. They mirror each other, with both partners leaving their assets to each other and, typically, to the same beneficiaries.

Can a Will Be Contested?

Wills can be contested if there are concerns about validity, undue influence, or lack of mental capacity during its creation. Seeking professional legal advice can help prevent disputes.

How Do I Store My Will Safely?

Consider storing your will with a solicitor, a will storage service, or a secure location. Inform your executors and loved ones of its whereabouts.

Prefer a Home Visit ? Book a home visit

Prefer a face-to-face discussion about your estate planning? B-Legal offers the convenience and comfort of home visits. Our trusted associates are ready to meet you in your own home, ensuring a personalized and private experience.

During the visit, they will provide detailed guidance on wills, powers of attorney, and trusts, tailored to your unique circumstances. Schedule your home visit today and embark on your estate planning journey with the utmost confidence and ease.

Clients Feedback

Explore Your Options: Online, Zoom, or Home Appointments - We Have a Service to Suit Every Budget

Navigating the complexities of Power of Attorney is made easy with B-Legal's comprehensive services. Whether you prefer the convenience of online, Zoom, or home appointments, we have a solution that fits your needs and budget.

Experience the simplicity of establishing a Power of Attorney online with B-Legal. Our platform connects you with accredited legal advisors who specialize in Power of Attorney arrangements, ensuring a secure and streamlined process.

Whether you're planning for future healthcare decisions, financial management, or safeguarding your assets, our digital solutions are designed for clarity and ease of use. B-Legal's commitment to accessible and trustworthy online legal services transforms how you prepare for tomorrow.

Protect your autonomy and ensure your wishes are honored with B-Legal's expertly guided online Power of Attorney services. Trusted by clients nationwide, B-Legal stands as a beacon of innovation in online estate planning.

Discover why our clients recommend B-Legal for seamless, professional online Power of Attorney services.

Our services

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Wills with Trusts

Wills with Trusts blend estate planning techniques, allowing precise asset distribution, potential tax advantages, and controlled support for beneficiaries post-testator's passing.

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Lifetime Trusts

Lifetime Trusts, established during the settlor's lifetime in the UK, offer strategic estate management, asset protection, and tailored beneficiary provisions for future financial security.

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Lasting Power of Attorney

Lasting Power of Attorney (LPA) in the UK enables individuals to appoint trusted persons to manage their health, welfare, or financial affairs in potential future incapacity scenarios.

Insights and Advice

a cozy, smaller home representing the concept of downsizing for estate planning, with a comparison to a larger family home in the background, symbolizing the transition and its impact on inheritance tax

Downsizing Your Home for Estate Planning: A Wise Move?

January 04, 20242 min read

Is it Wise to Downsize? An In-Depth Look at Home Downsizing for Tax Purposes

Downsizing, the act of moving into a smaller, more manageable property, is often considered a practical decision for those approaching retirement or looking to simplify their lifestyle. However, when it comes to estate planning, the implications of downsizing extend beyond just lifestyle changes; it can significantly impact one’s inheritance tax obligations.

a cozy, smaller home representing the concept of downsizing for estate planning, with a comparison to a larger family home in the background, symbolizing the transition and its impact on inheritance tax

The Financial Appeal of Downsizing

Inheritance Tax Benefits: One of the primary incentives for downsizing is the potential reduction in inheritance tax liability. A smaller home generally means a lower estate value, which can be crucial if your current property's value pushes your estate above the £325,000 inheritance tax threshold.

Increased Cash Flow: Selling a larger property and moving into a smaller one can release significant equity. This liquidity can be redirected into savings, investments, or even as gifts to family members, which can also play a part in reducing your future inheritance tax liabilities.

The Emotional and Practical Side

Sentimental Value: The family home is often more than just property; it's a treasure trove of memories. Leaving this behind can be emotionally challenging and is a significant factor to consider.

Lifestyle Adjustments: Downsizing often means adjusting to a smaller space, which might affect your lifestyle. This could include having less room for hosting family gatherings or pursuing hobbies that require space.

The Costs of Moving: The financial benefits of downsizing can be offset by the costs associated with moving, such as estate agent and legal fees, and the physical act of moving itself.

Estate Planning Considerations

Professional Advice: It's essential to consult with estate planning experts, like b-legal.co.uk, who can provide comprehensive advice considering your overall financial and estate planning strategy.

Long-Term Planning: Downsizing should be viewed as a component of a broader estate planning strategy, rather than a standalone solution. Other elements like wills, trusts, and lifetime gifting should also be considered to create a balanced and effective estate plan.

Conclusion

Downsizing can be a smart move for estate planning, but it's not without its challenges. The decision should be well-thought-out, considering both financial benefits and personal implications. Professional advice is key to ensure that this step aligns with your broader estate planning goals.


Downsizing for Estate PlanningInheritance Tax ReductionHome Equity ReleaseEmotional Aspects of DownsizingRetirement Home TransitionEstate Value ManagementInheritance Tax ThresholdLifestyle Changes in Retirement
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Gary Stevenson

As a dynamic and insightful estate planner, Gary Stevenson offers fresh, tailored solutions for managing and securing family legacies. With a degree in financial law and a keen understanding of the modern complexities in estate planning, Gary equips clients across the UK with the tools they need for peace of mind about their future. Certified by the Society of Trust and Estate Practitioners (STEP), he is committed to transparency and education, ensuring clients are fully informed and comfortable with their estate planning choices. When not devising comprehensive estate strategies, Gary enjoys urban photography and exploring innovative tech trends.

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